Side-by-side and ATV riders on a mountain forest trail — an illustrative powersports scene

POWERSPORTS & RV FINANCING

More than
an approval.
A team in
your corner.

Sam & Julia. Your hands-on guides from the first conversation through lender options and delivery coordination.

Personal guidanceNo pressureAll credit backgrounds
THE NEXT CHAPTER STARTS WITH A CONVERSATION.POWERSPORTS · RV · POSSIBILITY

YOUR KIND OF ADVENTURE

  • ATVs
  • Side-by-Sides
  • Snowmobiles
  • Motorcycles & Dirt Bikes
  • RVs & Trailers

TWO PEOPLE. ONE PERSONAL APPROACH.

Meet your team
in the corner.

Not a call centre. Not a handoff.
Just Sam & Julia, helping you move forward with clarity and confidence.

01 / SAM

Your financing guide

Sam Alam

The person in your corner when financing feels complicated. Sam helps you understand lender options, prepares submissions, and follows through — especially when the path isn't straightforward.

  • Lender submissions
  • Clear, honest guidance
  • Follow-through on tough cases
Apply with Sam
02 / JULIA

Your personal point of contact

Julia Ardiel

Attentive, approachable, and with you through the details. Julia keeps the conversation moving, helps coordinate the next steps, and makes sure you feel heard from the first hello onward.

  • Personal communication
  • Purchase coordination
  • Customer follow-through
Apply with Julia

Experience built through helping customers across Canada. A relationship that stays personal.

THE S&J DIFFERENCE

Your next adventure.
Our personal attention.

You bring the plans. We help make sense of the path — with honest conversations, clear next steps, and people who stay involved.

A conversation, not a pitch.

Your budget, your questions, your pace. We take the time to understand what matters to you before exploring options.

Clarity at every turn.

Financing can be unfamiliar. We help you navigate lender requirements and available options, even when your credit isn't perfect.

Here beyond the paperwork.

From application to purchase and delivery coordination, we keep you informed. A personal point of contact, not another handoff.

A BROADER FINANCING PERSPECTIVE

More options.
A smarter way forward.

Experience comparing available financing channels, with your credit situation in mind. We help you understand available rates, terms and payments so you can make an informed decision.

  • TD
  • Financeit
  • Desjardins
  • Santander Consumer
  • LendCare
  • Prefera Finance
  • More lender options

Lending availability depends on the dealer channel, vehicle, application and eligibility. Financing is subject to lender approval. Listed names represent financing channels, not guaranteed access or formal partnerships.

Explore Your Financing Options

RELATIONSHIPS, NOT JUST TRANSACTIONS

Trusted by riders
across Canada.

Read all 29 reviews

Customer experiences from Sam & Julia's past work across Canada, independent of any current dealership affiliation.

OUR CUSTOMERS

The moments
that matter.

The first pickup. The road home.
The beginning of something good.

A CLEAR PATH FORWARD

Simple steps.
Real people alongside you.

No guesswork about what happens next.
Here's where we begin.

  1. 01

    Send your application.

    Tell us about yourself, your budget and the vehicle you have in mind using our online credit application.

  2. 02

    We personally follow up.

    Sam or Julia reviews your information and gets in touch to understand your needs and discuss the next steps.

  3. 03

    Explore your options.

    Together, we look at dealership and lender options that suit your situation. Financing is subject to lender approval.

YOUR NEXT CHAPTER

Let's find your
way forward.

Start with an application. Continue with a conversation.

Start Your Credit Application No guaranteed approvals. No pressure. Just personal guidance.